![]() ![]() They get away with charging such fees because the people don't know any better than to accept them. If need be, I could have threatened to complain to same and asked for their license to be suspended. You have to understand, that the Banking License, which they are granted by the Office of the Comptroller of the Currency does not allow them to charge such a fee. ![]() If she had said there was a $5.00 fee, I would have asked her if she thought the bank's account holder was going to get upset when she charged him the fee. Question for my peace of mind: What would you have said if she said that there was a five dollar fee? (I guess you would have pointed her to your endorsement) At least this is true when the person on the other side knows they are the right words. What a difference knowing the right words make. The only thing she said next was "Will twenties be acceptable?" When it was my turn, I announced "I have a draft against your Bank which I am presenting for Acceptance." The lady stood and just looked at me while I turned the check over and endorsed it: "No Liability Assumed, No Value Assured, My name". When he got to the counter, the lady teller asked if he had an account there, if he had 2 pieces of identification and informed him that it would cost him $5 to cash the check since he didn't have an account with B. ![]() Well, there was a young man in line in front of me with a similar situation. I went into a Bank of America branch to cash a check written to me by one of their customers. I want to share an interesting experience that happened at a bank a few days ago. ECCLESIASTIC COMMONWEALTH COMMUNITY - Interesting experience at the bank ![]()
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January 2023
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